At last--a no B.S. guide for physicians. Look behind the curtains of
mortgage banking, discover the real landmines and learn how to make a
flawless home purchase.
In the post-meltdown world of mortgage banking, physicians face more
challenges and have a higher rate of underwriter decline than any other
professional client we advise. It's shocking but true. Spend a few
minutes in physician chat rooms where the topic is "mortgage" and you
are likely to read nightmare after nightmare horror story. It's
emotionally devastating to see what a botched home loan and closing can
do to a family.
Within these pages, seasoned physician mortgage professional and
fourth-generation Utah real estate investor, Josh Mettle, exposes the
land mines and provides unique solutions to seamlessly overcome the
pitfalls nearly all physicians face.
You will learn:
- How to avoid the landmines that most commonly lead to surprising last
minute declines.
- How student loans (including IBR and deferment) affect how you qualify
for financing.
- How to find a true mortgage and real estate specialist in your
hometown.
- What specifically to look for in a real estate and mortgage advisor.
- A step-by-step guide, which virtually guarantees you a flawless home
purchase.
The challenges you're likely to face are commonplace within your field,
but can be embarrassing, expensive, and painful to learn firsthand.
There is no bigger disappointment than finding out your loan was
declined by an underwriter at the last minute forcing you to scramble to
find temporary housing. Avoid that agony by educating yourself with a
few simple precautions contained within these pages. Physician home
loans are a "niche" loan practice, which is why you won't find the
information contained in this book anywhere else. When it comes to
securing a physician home loan you don't need a general practitioner,
you need a super specialist.
