The academic literature commonly examines issues relating to bank
behavior, market structure, or bank regulation by abstracting from
interrelationships among these factors. From a policy perspective,
however, these elements of the industrial organization of banking are
inextricably linked. The goal of this book is to provide a complete
overview, exposition, and evaluation of the interplay among bank
behavior, market structure, and regulation. It also considers
implications for a variety of public policy issues, including bank
competition and risk, market discipline, antitrust issues, capital
regulation, and regulatory restructuring. The book can serve as a
learning tool and reference for graduate students and academics, as well
as bankers and policymakers studying the industrial organization of the
banking sector and interested in the impacts of banking regulations.