Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course
in everything personal finance.
When Michela was working her first job in finance, she had an epiphany:
even those working with money professionally can have no idea how to
budget, invest, and spend once they get home! By the time she reached
her mid-20s, she was on a mission to help friends and colleagues who
wanted to do better with their own money.
In Own Your Money, Michela shares all the tools she used to manage,
save, invest, and set a routine that enabled her to save hundreds of
thousands of dollars in less than a decade of professional--and
freelance--work. You'll find chapters that address:
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Budgeting: Don't make it a dreaded B-word! Learn about various
strategies including 50/30/20, zero-based, and 3-bucket budgets.
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How to save: It's all about being SMART (specific, measurable,
achievable, relevant, and time-bound).
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How to spend money: That's right, a plan for spending is important
too! With a quick analysis of values and priorities, you can spend
without feeling guilt--yes, even on fancy coffee.
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Investing: Learn the difference between 401ks and IRAs, investment
types from index funds to target date funds, and relate it all back to
core concepts in investing (like diversification).
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Jobs and careers: If your dream job doesn't exist, join the club!
Learn how to find satisfaction through the tasks you want to do,
networking, and career pivots.
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Increase your earning potential: Set yourself up for a
raise/promotion, negotiate a job offer, and figure out if a side
hustle is right for you.
With illustrations, helpful charts and graphics, and templates to
help you plan, this is a book that's meant to partner with you to
achieve your financial goals.
