On Top of Everything: Your Monthly Bill JournalPaperback, 15 February 2017

You're a busy person, we get it, but that does not justify missed payments. Paying on time not only saves you from late fees and charges because it also boosts your credit score. You need good standing credit score in order to avail of many services offered by banks and other financial institutions. So never miss a payment regardless of how busy you are. Use this journal today!