Today's world and Russia as its significant part is in a difficult
situation. There is a "shrinking" economy, political instability,
growing social tensions, aggravation of "knotty" - the most intractable
problems in all spheres of social life, previously hidden behind the
positive results of extensive growth. In these conditions, credit
institutions, which in addition to monetary and financial functions also
perform important public social functions, are a kind of "islands of
stability" of the modern Russian economy, as well as the springboards of
its future growth.It is generally recognized that the quality of
services provided by credit institutions directly depends on the quality
of management of these organizations, and the latter, in turn, on the
chosen model of corporate governance and control, organizational
structure and efficiency of its implementation.