A budget journal can make paying bills and life in general a much for
stress free experience. Here is why: 1. A budget book establishes an
amount of money that can be spent, so that it will be less likely that
expenses go over that number. 2. It is a great way to keep track of
monthly expenses. 3. It inspires people to find more creative ways to
generate income so that their budget will increase overtime. 4. It is a
great way to save for things like trips, new cars, or retirement. 5.
There is much less scrambling to pay bills at the end of the month
because everything is properly organized.