This book provides a historical evaluation of banking reforms and
structural changes in India over the past 25 years. Chapters cover
issues in consolidation and restructuring, competition and
concentration, performance evaluation in terms of cost efficiency and
productivity, profitability, non-performing assets and technology use.
The authors use specific regression models to measure the impact of
these reforms on bank performance during this period and assess whether
or not the consolidation phase is now complete. This volume will be of
interest to researchers and academicians interested in the financial
history of Indian Banking reforms.